Jumbo Mortgage Refinance Loans serves homeowners with non conforming refinancing options for fixed rate debt consolidation and cash out. We are an experienced mortgage lender located in Los Angeles, California who has been serving homeowners across the country for almost 20 years.

Our lending niche continues to provide borrowers million dollar mortgages with better rates, higher loan to values and more exceptions than almost any other lender can offer. Borrowers continue to revisit our site for stated income loans, payment option ARM’s and 1st and 2nd mortgage loan consolidation.

The U.S. government temporarily lifted the conforming and FHA mortgage loan limit a minimum of 125% of each county's average home price or $729,750, whichever is less. For most counties, the loan limitations will remain at $417,000 because the additional increase of 25% will not push the loan amount to the jumbo mortgage loan threshold. However, the jumbo home loan increase does affect two hundred and forty five counties in 29 states.

While in some housing sectors a home that cost a half a million dollars would be considered a mansion, in areas like California, Hawaii, New York, New Jersey and Virginia are simply the entry level home prices.

Any loan amount that exceeds $417,000 for single-family homes and condominiums in most states would be considered a jumbo home mortgage.

According to Fannie Mae and Freddie Mac jumbo loans are considered non-conforming mortgage and most lenders charge a slightly higher interest rate for jumbo home loans. With property values declining nationally, it will be interesting to see if Congress keeps the 2009 loan limits where it set the 2008 mortgage limits or if they will lower the loan limits for conventional and FHA loan limits.

Jumbo Mortgage Refinance Loans.com is a recognized national leader in the mortgage industry, because we put customers first. We are a California Lending Corporation who services mortgage refinance, purchase and debt consolidations loans in all 50 states.

*The above feature is a paid advertisement. Rates are subject to change without notice. All rate information is received directly from the lending institutions and is deemed reliable but not guaranteed. A.P.R. is at 6.4% based on a 5/1 A.R.M.